The short answer is:
Often — but it depends on your plan.
Many private health funds and insurance policies do offer coverage for chiropractic care, especially if you have extras or health benefits included.
📝 If you have private health insurance, here’s what to check with your insurer:
- Is chiropractic care included in your extras or allied health cover?
- Do you have a set number of visits per year, or a dollar limit?
- Do you need a GP referral (some policies still ask for one)?
- What percentage do they reimburse per visit?
A quick call to your insurer (or check of your online portal) will usually give you a clear answer.
💡 Here’s how we do it at The Backstory Chiropractic Clinic:
At The Backstory, our process is that you will need to pay up front and claim it back directly from your insurer. We no longer deal with insurance companies directly.
We’ll give you a receipt with everything you need on it to make a claim.
If you’re not sure what your cover includes, we’re happy to help you check or provide the exact item codes
