Chiropractic care in the UK is typically private.
Because chiropractic isn’t routinely covered by the NHS, you will be paying directly for your sessions.
The good news is, most clinics offer a few different payment options to make care more accessible and flexible.
Here’s what to expect:
1. Pay As You Go
This is the most common and straightforward option.
You simply pay for each session individually at the time of your visit. Most clinics accept:
- Debit and credit cards
- Contactless/mobile payments (Apple Pay, Google Pay)
- Bank transfers
- Sometimes cash
This option gives you flexibility and doesn’t involve any upfront commitment.
2. Care Plans or Packages
Some clinics offer short-term care plans — especially during the early corrective phase of treatment when sessions are more frequent.
These are not contracts or subscriptions. They’re usually just a block of pre-booked sessions offered at a reduced rate, often with the option to spread payments.
Why plans exist:
- Structural change takes consistency — not one-off appointments
- Pre-scheduling helps you stay on track
- Paying in advance (or in instalments) can make care more affordable
- Some clinics include reviews, re-assessments, or extras in their plans
Plans aren’t required, and no reputable clinic will pressure you into one. They’re simply there for people who want more structure, accountability, or value.
3. Insurance Reimbursement
Some private health insurance providers do include chiropractic care — but coverage varies.
You’ll need to:
- Check your specific policy
- See if a GP referral is required
- Submit receipts to claim back your sessions
Most chiropractors can provide invoices or any supporting documents you need.
What’s Right for You?
Ultimately, the best payment option depends on:
- How often you’ll be going
- Your budget and preferences
- Whether you’re looking for short-term relief or long-term correction
The important thing to remember is: Whether you pay per visit or follow a plan, you’re in control.
